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Medicare Plans at Your Fingertips

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Medicare

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Medicare

Medicare is a health insurance program for:

  • people age 65 or older,
  • people under age 65 with certain disabilities, and
  • people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Medicare offers different options for you to get health care coverage. Start here to get the basics and find out how Medicare works before you look at your coverage options. 

START WITH THE BASICS

Parts of Medicare

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Medicare Part A

Inpatient care in a hospital • Inpatient care in a skilled nursing facility (not custodial or long-term care) • Hospice care • Home health care • Inpatient care in a religious non-medical institution.

 

Medicare Part A is premium-free by virtue of working and paying Medicare taxes for at least ten years or 40 credits.

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Medicare Part B

Medically necessary doctor's services, outpatient care, home health care, durable medical equipment, mental health services, and other medical needs. Part B. Services and tests also cover many preventive services that Medicare may cover when necessary to diagnose or treat a condition.

Prescription
Medicare Part D Plans

Helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.

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