Medicare Supplement Insurance, also known as Medigap, covers out-of-pocket costs not covered by Original Medicare (Parts A and B), such as copayments, coinsurance, and deductibles. Sold by private insurance companies, Medigap policies provide additional financial protection alongside Original Medicare coverage, with standardized benefits for easier comparison and selection.
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Estate Planning
Life Insurance
Medicare Advantage Plans
Medicare Supplement Plans
Dental Insurance
The Right Plans for Your Needs.
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Annuities
Annuities are financial products designed to provide a steady income stream, typically for retirement. Annuities can be structured in various ways, including fixed, variable, and indexed, to meet different financial goals and risk tolerances. They offer benefits such as guaranteed income, tax-deferred growth, and protection against outliving your savings.
Whole Life
Whole life insurance provides lifelong coverage with fixed premiums and a guaranteed death benefit. For seniors, it offers financial security, cash value growth over time, and potential tax advantages. This types of insurance can also be used as a source of emergency funds or to cover long-term expenses.
Universal Life Insurance
Universal life insurance is a flexible type of permanent life insurance that combines a death benefit with a savings component. This policy allows you to adjust your premium payments and death benefits to match your changing financial needs. The savings component can grow over time based on interest rates set by the insurer, making it a versatile option for long-term financial planning.
Term Life Insurance
Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. If the insured person dies during this term, the policy pays a death benefit to the beneficiaries. It is generally more affordable than permanent life insurance, making it a popular choice for those seeking temporary coverage to protect their family’s financial future.
Medicare Supplement
Medicare Advantage
Medicare Advantage Plans (Part C) are provided by private entities and encompass all aspects of Original Medicare (Parts A and B), typically expanding upon them by incorporating additional provisions such as prescription drug coverage, vision, dental, and wellness programs. Furthermore, these plans often offer reduced out-of-pocket expenses and may be subject to network restrictions.
ABOUT SENIOR HELP AND YOU
Your Trusted Insurance Professionals:
As your trusted partner in Medicare and Retirement planning for seniors, we understand the unique needs and challenges that seniors face when it comes to healthcare coverage and financial security during retirement. With our comprehensive and personalized approach, we aim to provide the best solutions to help seniors make informed decisions and enjoy a comfortable and worry-free retirement. We adhere to the following principles:
T- Tailored solutions for each senior's unique needs and goals.
R- Reliable guidance throughout the Medicare and Retirement Planning Journey.
U- Unparalleled commitment to our seniors' well-being and financial security.
S- Strategic Planning to maximize Medicare benefits and ensure a comfortable retirement.
T- Timely and accurate information on the ever-changing healthcare and retirement landscape.
Our Service Areas
We’re proud to serve families and businesses of all sizes for multiple generations. Our service areas include: All areas in Arizona including Apache Junction, Mesa, Phoenix, Scottsdale, Gilbert, Chandler, Sun City, Glendale, Surprise, Avondale, Buckeye, Goodyear, El Mirage. Fountain Hills, Tucson, Litchfield Park, Cave Creek, Tolleson, Cave Creek, Paradise Valley, Gila Bend, Guadalupe, Tucson, Nogales, Douglas, Benson, Bisbee, Sierra Vista, Prescott, Sedona, Flagstaff, Kingman, San Luis, and Yuma.
We also service the following states: Alabama, California, Colorado, Florida, Georgia, Idaho, Kansas, Kentucky, Missouri, New Mexico, Nevada, Pennsylvania, Tennessee, Texas, and Utah.
If your state is not on the list, please call us so we cna help you.
We look forward to serving you.
AZ
AL
CA
CO
FL
GA
ID
KS
KY
MO
NM
NV
PA
TN
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UT
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